Terms of Use

These Terms of Use outline the terms and conditions relating to your use of all websites and their content related to RWS Insurance Services, LLC, its subsidiaries, and affiliates (individually and collectively the "Company”) and are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms, please discontinue using and accessing this site immediately.

Your Use of This Site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, The Company reserves the right to disclose any information you provide using this site or other Company owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of The Company. You agree that any information you provide through this site will be truthful and accurate. The Company reserves the right to require a customer change their User ID or answers to security questions if they are deemed inappropriate at The Company’s sole discretion and judgment.

Disclaimer of Warranties

Any information, services, materials, software, calculators, or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. The Company does not warrant that this site will be uninterrupted or error free. Any risk arising out of use or performance of the information, services, materials, software, calculators, or other items remains entirely with you. Under no circumstances will the Company be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators, or other items.

Secured Areas/Passwords

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored, and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. The Company will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact the Company. The Company will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else. To protect your personal information, the Company encourages you to change your password every six months.

The Company’s Intellectual Property Rights

The Company’s logo, name, and all other trademarks are the intellectual property of the Company. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of the company and are protected by copyright or other intellectual property laws and belongs solely to the Company.

You are not authorized to use any portion of this site or any other intellectual property of the Company on any other site, in the meta-tags of any other site or in any other materials. You may not duplicate, distribute, display, perform, create derivative works, or otherwise use any of this site's content or frame this site within any other site.

Links to/From Other Sites

For your convenience, the Company may provide links to other internet sites that the Company does not maintain. You should not interpret any link to/from other sites as indicating that the Company sponsors or endorses the site(s) or their materials or that the sites are affiliated with the Company in any manner. The Company is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites, or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Availability of Products and Services

The Company does business in certain states in the United States of America and some provinces in Canada. Home offices are located in Indiana unless otherwise indicated.

Not all the products or services described on this site are available in all states or provinces. You may not be eligible for all products and services and the Company reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations, or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility, and availability.

Other Agreements

These Terms of Use apply to your use of this site and do not change or alter any other contract or agreement between you and the Company.

Insurance Quotes/Coverages

At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by the Company, please contact an agent at 1-866-830-0531.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to the Company. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact an agent at 1-866-830-0531.

Online Claims Submissions

If you are a customer, you may elect to report an insurance claim online where available. Your submission does not commit the Company to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. The Company reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will communicate with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your agent at 1-866-530-0531.

Changes to This Document

The content of this site and of these Terms of Use are subject to change without prior notice.

Applicable Law/Severability

These Terms of Use shall be governed by and interpreted according to the laws of the State of Indiana without respect to any conflict of law provisions. If any portion of these Terms of Use is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Additional Information About the Company

Insurance Licensing information - General

The Company is organized under the laws of the State of Indiana and licensed in several states. The Company is principally engaged in writing Surplus lines insurance. Indiana Department of Insurance License Number: 3574927

For other state licensing information please contact the Company at 1-866-530-0531 or info@rwsinsurance.com

Contact Information

Please contact 1-866-530-0531 or info@rwsinsurance.com for additional information.

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690 Pro Med Lane

Carmel, IN 46032

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T: 1-866-530-0531

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